Few insurers cut rates for electronic safety devices

DETROIT (AP) - After hearing good stuff in regards to the latest in crash-prevention technologies, you made the decision to include automatic emergency braking for a new car. TheDETROIT (AP) - After hearing nutrients in regards to the latest in crash-prevention technologies, you selected to include automatic emergency braking to your new car. The feature costs north of $2,000 of many vehicles. Yet despite the fact that data show it may prevent crashes, the discount from an insurer will probably be zero. Most insurers aren't yet willing to give you a break to motorists who put money into automatic braking and other new electronic technologies like lane departure warning or blind spot detection. Many companies are nevertheless compiling their unique data to confirm how the devices stop crashes, while some say automakers don't always let you know which designs have the newest technologies. The Associated Press found out that of the 11 biggest U.S. auto insurers.

Few insurers cut rates for electronic safety devices

FILE - This Wednesday, April 1, 2015, file photo, shows the inner of your 2016 Lexus RX in the New York International Auto Show. Once expensive and limited mainly to high-priced luxury cars, automatic braking is currently less expensive and included on more mainstream vehicles. Toyota is which makes it standard on almost all new Lexus and Toyota models by the end of 2017. (AP Photo/Mark Lennihan, File)

Few insurers cut rates for electronic safety devices


Detroit • After hearing positive things about the latest in crash-prevention technologies, you opted to provide automatic emergency braking for a new car. The feature costs north of $2,000 on most vehicles. Yet although data show it could prevent crashes, the discount from the insurer might be zero. Most insurers aren't yet prepared to offer a break to motorists who put money into automatic braking.

Most insurers aren't yet prepared to provide a break to motorists who invest in automatic braking or other new electronic technologies like lane departure warning or blind spot detection. Many companies are compiling their own data to verify that these devices stop crashes, although some say automakers don't always inform you which models have the new technologies.

The Associated Press discovered that in the 11 biggest U.S. auto insurers, only two offer reductions in price for the newest electronics. Those are The Hartford Insurance Group and Liberty Mutual Insurance Cos. But professionals state that as they are so effective in reducing crashes, it is simply just a few time before widespread rate cuts arrive.

The purpose of the Canadian Year of Road Safety 2011 would be to raise awareness about road safety in Canada, considering the fact that traffic collisions certainly are a major reason behind death for those aged 5 to 34 which the injuries sustained in collisions by all Canadians are a major burden on our overall healthcare system with regards to emergency treatment, chronic care, and rehabilitation (Ramage-Morin, 2008).

This Year of Road Safety may be planned through the Canadian Global Road Safety Committee, a multi-stakeholder road safety coalition, in partnership with the Canadian Council of Motor Transport Administrators (CCMTA), federal, provincial, territorial governments, the Public Health Agency of Canada, along with other partners. The year includes the launch with the RSS 2015 and the United Nations' Decade of Action, the Canadian Multidisciplinary Road Safety Conference, and also the 4th annual National Day of Remembrance for Road Crash Victims in November, and also jurisdictionally and organizationally specific programs. Information regarding these activities is found at the following website:
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